The backbone of our nation lies in agriculture so we give the utmost importance to agriculture loans. Even the main purpose behind bank`s formation is to serve farmers . For the same various types of agricultural loans designed by the bank. The interest rate of agriculture loan is much lower than other type loans. On the loanee who made prompt re-payment subsidy(both State and Central Governments) may be credited in the concerned accounts .
KCC (Kissan Credit Card) is the common mode to which payments are made .As such it can be operated just like a Saving/Current account. Interest may be charged on only the amount withdrawn from the accounts. The operation mode is quite simple. Only members guarantee is needed for availing this loans.